A Home Equity Investment Loan is a financial product that allows homeowners to leverage the equity in their property to access funds for various needs.
This type of loan is particularly appealing to those looking to finance home improvements, consolidate debt, or even invest in other opportunities.
Unlike traditional home equity loans, which require monthly payments, a Home Equity Investment Loan typically offers a different repayment structure, allowing homeowners to potentially benefit from the appreciation of their property's value over time.
Home Equity Investment Loans are changing the way homeowners access their home equity by providing a hassle-free option without additional monthly payments and no new debt.
This type of loan lets you access your hard-earned equity without restrictive qualification hurdles and no early repurchase penalties.
No monthly payments, just flexible cash with no new debt
$32,085 is the average homeowner savings compared to a credit card loan.
$19,590 is the average homeowner savings compared to other Home Equity Investment options.
A home equity sharing agreement is not a loan! It allows homeowners to access their home’s current value without interest or monthly payments. In return, a home investment company will invest in a share of your home’s future value.
You'll have streamlined access to cash with no monthly payments.
There are NO early repurchase penalties.
Repurchase your investment option anytime within your term.
Your term runs as long as your senior mortgage or at least 10 years.
No income or employment requirements.
Easy qualification based on your home equity.
Keep your home! You remain the owner and continue living in your home.
No monthly payments
No income requirements
No age limit
Not a loan
No debt-to-income requirements
We'll need your address to review your pre-qualification estimate.
Complete the application by answering a few questions about you, your home, and how you will use the funds.
Once your application is complete, we'll work with you to gather any additional documents, underwrite your HEI, appraise your home, and coordinate a convenient day for you to sign the closing documents.
After signing the closing documents, get ready to receive your funds and use them however you wish.
Repurchase your investment option anytime within your term via a home sale, refinance, or cash settlement. Your term runs as long as your senior mortgage or at least 10 years.
A Home Equity Investment Loan can be a valuable tool for homeowners seeking to maximize their financial potential. By leveraging the equity in your home, you can access funds that may help you achieve your financial goals.
Don't hesitate to reach out to us for more information and to pre-qualify today!
Cheryl Gollnick
Mortgage Broker
DRE# 01117664
NMLS# 1825863
(951) 318-6420
cheryl@recapitalloans.com